10 Things You Must Know Before Buying a Houseboat

 1. - Make Sure It Has the Right Mooring

If you plan to live aboard permanently, check that the houseboat has a suitable residential mooring and understand the terms attached to it.

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2. - Know What You're Actually Buying

Establish whether you're buying just the vessel or whether any rights to the mooring are included. Moorings can be licensed, leased or, in some cases, freehold.

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3. - Understand the Mooring Fees

Check the current fees, how often they're reviewed and exactly what they include, such as water, parking or other marina facilities.

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4. - Always Consider a Marine Survey

A professional survey can reveal issues that aren't obvious during a viewing, particularly with the hull and structure.

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5. - Budget Beyond the Purchase Price

Allow for insurance, mooring fees, utilities, maintenance, repairs and other ongoing costs.

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6. - Not Every Houseboat Can Cruise

Some vessels are designed or maintained for static residential use, while others are capable of cruising. Decide which is important to you before buying.

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7. - Check the Utilities

Find out how the boat receives electricity and fresh water, and understand its heating, hot-water and waste arrangements.

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8. - Insurance Can Be Different

Houseboat insurance isn't necessarily the same as conventional home insurance. Check what cover is available for the particular vessel and mooring.

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9. - Think About Maintenance

As well as maintaining the interior like a normal home, you'll need to consider the hull, decks, exterior, pumps and other marine equipment.

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10. - The Lifestyle Is as Important as the Boat

Think about parking, transport, shops, access, outdoor space, neighbours and the surrounding area. A houseboat may be perfect, but the location also needs to work for your everyday life.